Travel Insurance Basics | Covered Traveler

Why buy travel medical insurance?

You will find a list of benefits of why to purchase your travel medical insurance policy from our U.S. based carriers below based on where you plan to travel, either inbound to the United States or outbound from the United States.

Inbound to the U.S.

The travel medical plans are accepted widely throughout the United States.
The United States healthcare system can be complicated, expensive, and difficult to navigate. Your insurance provider will help you throughout the process in the event you need to use your plan.
Higher satisfaction rates than companies outside of the United States.
Your claims will be processed faster since the insurance companies are used to dealing with the U.S. healthcare system.
Available for U.S. citizens living internationally and visiting the U.S. temporarily.

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Rest of the World

Your carrier will navigate the foreign healthcare system where you get your treatment. You just need to hold onto your documentation and file a claim to get reimbursed for any out of pocket expenses.
Your plan will cover any lapse in coverage your existing home country plan might have (always check with your current carrier for your plan details and exclusions in international travel).
There are plans that are specific to the 26 countries that make up the Schengen area in Europe, which will give you coverage across borders if you plan to visit more than one of the countries during your trip.
Avoid the worry of high healthcare costs from a foreign healthcare provider

Coverage for health risks, illness, injuries and more

Available options for short-term and long-term trips

No stress of navigating a foreign healthcare system

Removes the burden of unexpected medical expenses

No paperwork or physical exams are required to purchase a policy

Coverage can start immediately after purchase

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What's Covered vs. What's Not Covered

Travel medical insurance is commonly overlooked by people who are traveling abroad. This type of insurance is a short-term medical policy that covers you for health or injury emergencies when you're traveling. When you don't have coverage you are leaving yourself vulnerable to paying high out-of-pocket medical expenses and the stress of navigating a foreign health care system without any help.

New sickness or illness

Accidents or injuries

Medical evacuations

SReturn of remains in event of death

Limited dental coverage

Select plans have COVID-19 coverage

Pre-existing medical conditions

Maternity, pregnancy and childbirth

Major dental problems

Preventative care (like medical checkups)

Vision checkup, eyeglasses or related treatment

Not all plans have COVID-19 coverage

Purchasing Timeline

Start researching medical travel insurance options

Buy your insurance policy through Covered Traveler

Double check your plan and make any revisions if necessary

Print out your ID card and pack it in your luggage or wallet

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The process is easy and quick - you can put on a pot of coffee, get a quote and buy your plan, then have a fresh cup of coffee ready by the time you finish.
There is clear and transparent pricing across 5 different carriers with a lowest price offered guarantee by the Federal Insurance Office.
Everything is online and digital - no more headache from having to fill out paperwork to get signed up for a policy
You don't have to have an physical exam to get covered
Your ID card will be available instantly after you buy your plan
There's no waiting time for coverage after you buy a plan - your coverage can start immediately

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GET A QUOTE

The basics

What is travel health insurance?

Why buy travel medical insurance?

Inbound to the U.S.

Rest of the World

What's Covered vs. What's Not Covered

Purchasing Timeline

What are the benefits of buying your policy online?